Get a 20% Cashback on your Personal Insurance

Did you know you can pay your Income Protection or Life insurance through your Superannuation?

Any policy run through Super with Rate Detective is offering a 20% upfront rebate of the first year’s premium transferred back into your pocket.

Redeem your cash back

This offer is available for all insurance companies that are on our panel. To take advantage of this offer, mention the offer to Rate Detective at the time you submit an enquiry for a quote. After 12 months we will email you a reminder that your rebate is due, so you can call to confirm your details. To be eligible for this offer, your policy needs to remain in force for the full 12 months. Any rebate to which you are entitled will be paid directly into your bank account or provided on a Gift Card.

If your policy is taken out through a Superfund, other than a SMSF, once we receive confirmation from that fund that it has rolled over the money to the insurance company you have selected, we will pay 20% of the rollover amount to your nominated bank account.

We can give you a free quote for personal insurance today, along with details on your Cashback amount. If you prefer we can also quote outside of Super as well.

Example: Income Protection may cost $3000 for the year. One option is to pay this premium with your Super balance. If your policy goes into force, we will transfer 20% back to you. In this example, it would be $700.
Get started with a free quote

Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

How does Personal insurance benefit me?

Income Protection: Pays a monthly benefit (up to 75% of your income) if you cannot work due to sickness or injury.

Life Insurance: In the event of death or terminal illness, life insurance provides a lump sum to the family of the life insured.

TPD: Cover pays a lump sum to you in the event you cannot return to work due to a total and permanent disablement.

What if I pay outside of Super?

You will still get the 20% Cashback, however it is paid after 12 months of holding the policy if you choose to pay monthly. If you choose to payout super annually then the rebate will still be paid upfront when the policy goes in force.

AMP
AMP
CommInsure
CommInsure
MLC
MLC
Zurich
Zurich
AIA
AIA
Asteron
Asteron
ClearView
ClearView
OnePath
OnePath
TAL
TAL