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What is Trauma Cover Insurance?
Trauma Cover Insurance can be applied for by people between the ages of 17 and 59 and can cover you up until the age of 80 years old (after age 70, only Loss of Independent Existence is covered).
Trauma Cover pays a lump sum if the life insured survives for 14 days after the occurrence of one of a specified major medical conditions. Trauma Cover is available in conjunction with Life Cover or as a stand alone policy.
Trauma Cover Insurance quote estimates
- Trauma Cover insurance premium may vary depending on occupational type and past and present medical history. All Trauma Cover insurance applications require underwriting assessment and only at that time can a formal offer be made.
- Click on the enquire button and we will put you in contact with one of our consultants who can provide with quotes from up to 9 insurance companies.
- And for limited time only, if you apply through us you will receive 20% cash rebate* for your first year's Trauma Cover insurance premiums. You will not receive it by going through the insurance companies and asking for Trauma Cover insurance yourself!
The following table contains the types of conditions covered. It should be noted that different policies cover different conditions and may define the conditions differently:
| Alzheimer's Disease | Heart valve surgery | Paraplegia |
| Aplastic anaemia | Hemiplegia | Parkinson's Disease |
| Blindness | HIV - occupational acquired | Pulmonary hypertension |
| Burns - severe/major | Kidney failure - chronic | Quadriplegia |
| Cancer | Liver disease - chronic | Stroke |
| Cardiomyopathy | Loss of independent existence | Terminal illness |
| Coma | Loss of limbs and/or eye | Life Cover - death benefit |
| Coronary artery angio | Loss of speech | Total & Permanent Disability |
| Coronary bypass surgery | Lung disease - chronic | Aortic surgery |
| Deafness | Major head trauma | Out of hospital cardiac arrest |
| Dementia | Major organ transplant | Benign brain tumour |
| Diplegia | Motor neurone disease | HIV - accidental infection |
| Encephalitis | Multiple Sclerosis | Peripheral neuropathy |
| Heart attack |
Please refer to the product disclosure statement for more information on which conditions are covered in the policy you are interested in or speak to a Rate Detective authorised representative to find out more”.
*This offer is available for all insurance companies that are on our panel. To take advantage of this offer, mention the offer to Rate Detective at the time you submit an enquiry for a quote. After 24 months we will email you a reminder that your rebate is due, so you can call to confirm your details. To be eligible for this offer, your policy needs to remain in force for the full 24 months. Any rebate to which you are entitled will be paid directly into your bank account or provided on a Gift Card.
Income Protection insurance is a safety net to protect you and your family from financial hardship if you’re ever too sick or injured to work for an extended time.
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Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. Please note our advice does not include independent financial, legal and taxation advice prior to acquiring a product.
Not all providers of insurance, mortgages, and credit cards on the market are included in our comparisons. The amount of any savings will depend on your circumstances.
The financial products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage.
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